Some of the Financing Programs Available: 
  • First Time Home Buyers
  • American Dream Loan= Bi-weekly loans to pay off your home early 
  • 100% financing loans with a large selection of loan products 
  • VA- 100% financing... a breeze 
  • Jumbo loans with many lender possibilities and reduced costs 
  • No Income Qualifier for self-employed or employees 
  • High-Debt to income loans 
  • No PMI loans with low down payment 
  • FHA 203K- rehabilitation loans- purchase or refinance for non-owner & owner occupied... offers a lot to the investor or 1st time homeowner 
  • FHA- owner occupied... no income limits 
  • Cash out loans to 110% of value 
  • PERS- Public Employee Retirement System loans 
  • Adjustables fixed for 6 mo.,1 yr., 5 yr., etc. 
  • Adjustables based on all indexes available with 40 yr. amortization with low margins: 11th District, T-bill, Treasury, CD, Libor, etc. 
  • Buydown loans on 30 yr. 30/7, 30/5 
  • Low down payment- for move up buyers... 5% down up to $400,000 loan 
  • Credit that "shows you're human" loans 
  • Loans with the whole down payment as gift 
  • Non-owner purchases with low down payments... creates better leverage for investors 
  • Multiple unit lenders 
  • Many lenders for clients with bankruptcy 
  • Mixed use properties 
  
   
 
About CMG News & Education Rates Trends & Programs
Who Knows The Lighter Side Close to Home
C.M.G. HOME